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Is Your Savings Account Really Free?

You undoubtedly use your savings account on a fairly regular basis. You deposit extra cash, protect your checking account from overdraft charges, and every now and then pull some out for a big expense. Most people don’t think twice about the terms of their account, however. You most likely opened a checking and savings account at the bank closest to your home out of convenience.

Your savings account may, in fact, be costing you money. While they are meant to help you save and even provide some savings account interest, some banks also charge fees for you to use your account:

Minimum Balance: Do you need to maintain a minimum balance in your account? Some banks require that you maintain a certain amount in your savings account at all times. If you drop below that amount, you may incur a fee.

Service: While service fees are generally low, you should be aware that some financial institutions will charge a monthly fee for providing you with an account. It can be a flat rate or determinant upon your balance.

There are plenty of banks offering savings accounts that don’t charge these fees. Mobile Banking Rates can provide you with a comparison of the best savings rates currently available so you can start saving today.

Current Mobile Savings Rates News

Best Mobile Savings Account Rates

Featured Rate		Bank / Credit Union	Account Type
1.40% As of August 27, 2010	View Rate Details	Sallie Mae Bank	Savings Account
Highest Rates Recent Rate Changes
Best Rates (APY)		Bank / Credit Union	Account Type
0.90% As of August 31, 2010	View Rate Details	Navigator Credit Union	Savings Account
0.76% As of August 31, 2010	View Rate Details	The Infirmary Credit Union	Savings Account
0.50% As of August 31, 2010	View Rate Details	The First National Bank of Atmore	Savings Account
0.50% As of August 30, 2010	View Rate Details	Singing Rivers Federal Credit Union	Savings Account
0.50% As of August 26, 2010	View Rate Details	Mcintosh Chemical Credit Union	Savings Account
0.50% As of August 25, 2010	View Rate Details	Harvesters Credit Union	Savings Account

Bank / Account Type		Rate Change	Date

See All Savings Account Rates

Mobile Bank Rates

Sometimes a divorce is the best thing for two people. Even though you care for your spouse, you may find that you want to live a completely different life than what was previously going on.

If you are getting set for the next big step towards your future happiness, you also need to separate yourself financially from your former mate, and Mobile Banking Rates can help you locate a free checking account perfect for the occasion.

Even if you think you are mentally fit to be on your own, it still takes a lot of effort and dedication to make it happen. Reestablishing yourself as a financially independent person in Mobile with a interest generating savings account or an online checking account are the first basic steps towards your ultimate liberation.

Mobile, AL Savings Accounts

When you choose a Mobile savings account, you want to find a bank that will best meet your savings needs. Look for a bank that offers the highest interest rates at your minimum balance with the lowest fees. Many Mobile banks require you to keep a certain balance to earn the quoted APY and to avoid fees. Banks requiring a higher minimum balance typically offer larger interest rates.

Mobile Banking Rates has partnered with top banks to provide high interest rates on savings accounts to allow you to earn as much on your money as possible, while not risking it in any way like the stock market or other investments. A smart savings plan allows you to build savings and make money off the interest rates every single month.

Automatic Savings Plan in Mobile, AL

One of the best ways to grow your savings in Mobile, beyond getting the best interest rates from your bank, is to set-up an automatic savings plan. You can work with your bank to automatically take any amount from a checking account or a pay check that is direct deposited or from other accounts and add to your savings account each month. This way, you know your savings account is growing every month no matter what with the automatic amount plus the interest payments from your bank based on the bank rate.

Learn about the best savings accounts that meet your financial needs in Mobile, AL with the most competitive interest rates from our partner.

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